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Having been on the end of another Company, I was, very much, at arms length mentally.After only a few months, one debt has been paid off with a large percentile reduction. Those monies can now go towards another Creditor to repeat the process.In sincerity, if you are having problems, listen to these Guys.
I've been with SMD for over three years. During this time they've been very helpful and kind during some difficult times.I would highly recommend their service.
i was getting to really bad finacial difficulty they where very helpfull from the start guided em through the application process adn told me exactly what to put down, they where friendley all the way through they have really got me out of a sticky and depressed state.
I would reccomend this company to anyone who is in need of help, you always have the same peeson looking after your account and when you want to contact them it is so easy and if its by email i normally get a reply within half an hour.
I have been with Settle My Debt for around a year and I couldn't be happier, it was very easy to set everything up, I simply gave them my account numbers and signed a form which was all done online and through emails.emma1137
About Debt Settlement:

Debt Settlement can be used as an efficient and economical tool to settle your debts – without the added costs of expensive monthly debt management fees.

Debt Settlement is the process by which creditors accept a lump sum payment and in return offer you a discount on the total amount that is owed. This then clears or settles the debt.

An agreement from a creditor or creditors of a reduced lump sum payment that settles the outstanding debt is not available via typical debt management plans.

Similarly, there is no need to enter into an IVA (Individual Voluntary Arrangements) when you embark upon a debt settlement plan with Settle-My-Debt.

Unlike an IVA, debt settlement solutions can be flexible. Payments can increase or decrease according to your circumstances. This means that when life changes, your debt settlement plan changes with you. We all experience life’s dramas: cars breakdown, boilers need replacing – perhaps you even find yourself out of work – whatever life throws at you, rest assured that you can change what you pay into your debt settlement plan by a positive or negative amount, dependent on your financial situation.

At Settle-My-Debt our aim is to ensure that you can be debt free efficiently and economically. We only get paid when we have negotiated a successful reduction in your debt. If we can’t save you money, we don’t get paid.

How does Settle-My-Debt work?

During the Debt Settlement process, we will seek to negotiate with your creditors on your behalf. We aim to obtain a discount of 45%* on your debt, without adding costly monthly fees associated with Debt Management plans. We only get paid on the results we achieve for our clients, when we have successfully set up a negotiated plan which works for both you and your creditors. We also aim to freeze all interest and charges on your account(s) for as long as you are committed to the debt settlement process and continue with your scheduled payments.

Is Debt Settlement suitable for me?

Debt Settlement may not be suitable for everyone. At Settle-My-Debt we pride ourselves on our free debt advice – and the best way to find out if your individual financial situation could benefit from a debt settlement solution is to call one of our fully trained and friendly advisors. They will spend time with you and make sure that they fully detail and discuss all of the debt solution options that are available to you, dependent on your personal and financial circumstances.

We ensure that all of our staff members are as committed to our client’s best interests as we are – which is why we can offer an excellent service. Settle-My-Debt aims to ensure that the debt solution we provide is the best fit for your needs.

When you embark on any debt solution, including debt settlement, it is important to know that your credit rating will be affected. Our advisors will ensure that you are fully aware of all of the information relating to credit scoring and credit files when you call us to talk through your personal situation.



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Debt Settlement is way forwards for Consumer Credit

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Did you see Settle-My-Debt on Channel 5’s My Spiral Into Debt Hell?

Last night, Monday, 24th March, saw Settle-My-Debt featured on Channel 5’s documentary series focusing on debt: My Spiral Into Debt Hell. We have had tremendously good feedback in even the last twelve hours, as the film focussed on how we helped our client, Mr Bryan Smith. In the 1980’s, Bryan worked full-time in engineering – and was in fact, by his own and his family’s admission, a workaholic, taking on extra jobs and part time positions on top of his hard days graft. Essentially, as we all saw watching last night’s [more]

Settle-My-Debt appear in Channel 5's ‘My Spiral into Debt Hell’

Settle-My-Debt will be featured in Channel 5's new documentary, 'My Spiral Into Debt Hell,' broadcasting tonight, Monday March 24th 2014, at 9pm. Silver River Productions who were commissioned by Channel 5 to make the documentary, were keen to speak with Settle-My-Debt as the debt settlement experts, who are also the only debt settlement experts in the UK who are pushing for medical write-off for customers with debt in the UK who may be suffering from terminal or long-term serious illness. Many consumers do not know of the [more]

Channel5’s Live Can’t Pay Debt Debate causes furious Twitter backlash for Katie Hopkins

Last night’s Chanel5’s live debt debate show – Can’t Pay Debt Debate – has caused opinionated Katie Hopkins to come underfire in a Twitter backlash. The show was hosted by radio and TV broadcaster Nick Ferrari and Hopkins was part of a panel who was joined by our client, Mr. Bryan Smith, who will soon feature in a Channel5 documentary, which highlights how Settle-My-Debt were able to settle Mr. Smith’s debt when he became ill with Multiple Sclerosis. However, Mr. Smith found it difficult to answer host [more]

Fees are payable only if a negotiation is successful. We charge an administration fee for setting up your plan which is equivalent to the first 2 months of your debt settlement payments – or £300 – whichever is greater. The term 'average customer' refers to the median rate of our success figures. Or: the 'average' saving amount by clients on their overall debt settlement. The varying per cent used throughout our website refers to various per cent savings that our client's have made on their overall debt. This includes, but is not exclusive to, the figures of 22% / 45% / 55% / 60% and 65%. These are guidelines only. Outcome cannot be guaranteed as individual circumstances vary. Short-term settlement balances may remain on credit reference agency files until related reports are deleted. Embarking on a debt solution such as debt settlement will affect your credit rating. Payment schedules must be adhered to or the debt settlement plan and related benefits may be at risk of cancellation. Debt Settlement is not suitable in all cases. Other debt solutions may be better suited to your personal circumstances.

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