Become debt-free for less
On average our clients paid back 61% + Initial Fee + Annual Maintenance fees on the total debt settled in 2013
We have ceased to take on any new clients while we work with the Financial Conduct Authority to improve our procedures and communications, ensuring the fair treatment of our customers.
We hope to overcome these issues in the near future.
We've helped over 1,000 people settle their debt
Reduce monthly payments
Are you struggling financially due to unaffordable payments to creditors? Reduce your monthly repayments to an affordable monthly amount that fits your circumstances.
Stop demands from lenders
Are you experiencing constant phone calls from creditors? Are final demand letters mounting up?
Once we have identified the most appropriate debt solution for your circumstances, we will then request that your creditors contact us directly regarding your account(s).
Freeze interest payments
We will negotiate with your creditors on your behalf and request they freeze interest and charges on your account(s).
Advice you can trust
Our trained advisers are on hand to provide you with expert debt advice and information on all available debt solutions.
All of our advisers have either passed the Certificate in Debt Resolution, or are currently working towards it. This qualification is fully accredited by Edexcel and is designed and offered by the Debt Resolution Forum, an organisation that promotes professional standards within the industry for resolving debtors' financial problems, focussing on the quality of advice provided to clients.
We offer all of our debt settlement clients a full money back guarantee if we are unable to agree a settlement within the first 18 months of their plan.
Things you need to know
About our fees
Whilst all advice given by our advisers is free, Settle-My-Debt is a fee charging company. This means that fees will apply should you decide to use our services. A full breakdown of our fees can be found on our fees and key information page.
Free and impartial debt advice
Free debt counselling is available to everyone and more information can be found by contacting the Money Advice Service HERE.
A clear and objective in-depth guide to all available debt solutions issued by the Insolvency Service can be found HERE.
Any debt solution will impact your ability to obtain further creditor for a period of up to 6 years. If you do not keep up payments on secured loans, hire purchase agreements or your mortgage you may be at risk of repossession of goods or your home.